/* Elevation Title & Escrow Services — site styles */
:root{
  --navy:#0B3B4F; --navy-2:#0F5468; --navy-3:#072A38;
  --blue:#0E7C8A; --sky:#DDF2EF; --gold:#F47C5C; --gold-dark:#E2603F; --sand:#FBF5EA; --aqua:#E3F4F1;
  --text:#1F3440; --muted:#556A72; --line:#E4DCCB; --bg-alt:#E3F4F1; --white:#fff;
  --red:#B42318; --red-bg:#FEF3F2;
  --radius:6px; --shadow:0 6px 24px rgba(11,59,79,.08);
  --head:"Montserrat",system-ui,-apple-system,"Segoe UI",sans-serif;
  --body:"Open Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 var(--body);color:var(--text);background:var(--sand);
  padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
img{max-width:100%;height:auto}
a{color:var(--blue)}
a:hover{color:var(--navy)}
h1,h2,h3,h4{font-family:var(--head);color:var(--navy);line-height:1.25;margin:0 0 .6em}
h1{font-size:clamp(2rem,4.2vw,3.1rem);font-weight:700}
h2{font-size:clamp(1.6rem,2.8vw,2.2rem);font-weight:700}
h3{font-size:1.2rem;font-weight:600}
p{margin:0 0 1em}
:focus-visible{outline:3px solid #5AA9E6;outline-offset:2px}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:#000;padding:8px 14px;z-index:100}
.skip:focus{left:8px}
[hidden]{display:none!important}

/* Top utility bar */
.utility{background:var(--navy-3);color:#C9D5E4;font-size:.85rem}
.utility .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:40px;flex-wrap:wrap}
.utility a{color:#fff;text-decoration:none}
.utility a:hover{text-decoration:underline;color:#fff}
.utility .contact-items{display:flex;gap:22px;flex-wrap:wrap}
.utility .contact-items span{display:inline-flex;align-items:center;gap:6px}
.utility svg{width:14px;height:14px;fill:#7FDCD3}
.utility .alert-link{color:#FFD58A;font-weight:600}

/* Header */
.site-header{background:var(--sand);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:88px;gap:20px}
.brand{display:flex;align-items:center;text-decoration:none}
.brand img{height:74px;width:auto;margin:6px 0}
.nav{display:flex;align-items:center;gap:4px}
.nav a{font-family:var(--head);font-weight:600;font-size:.92rem;color:var(--navy);text-decoration:none;padding:10px 12px;border-radius:var(--radius)}
.nav a:hover,.nav a[aria-current="page"]{color:var(--blue);background:var(--sky)}
.nav .btn{margin-left:8px;background:var(--gold);color:#072A38}
.nav .btn:hover{color:#072A38;background:var(--gold-dark)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:var(--radius);padding:8px;color:var(--navy);cursor:pointer}

/* Header extras: shown when the menu collapses */
.brand-tag,.header-actions{display:none}
.brand-tag{font-family:var(--head);font-weight:600;font-size:.92rem;color:var(--navy);line-height:1.35;padding-left:18px;border-left:2px solid var(--gold)}
.brand-tag span{display:block;font-family:var(--body);font-weight:400;font-size:.82rem;color:var(--muted);margin-top:2px}
.header-actions{gap:10px;align-items:center;margin-left:auto}
.header-actions .btn{padding:10px 16px;font-size:.9rem;white-space:nowrap}
.header-actions .hdr-call{display:inline-flex;align-items:center;gap:8px;border-color:var(--navy);color:var(--navy);background:transparent}
.header-actions .hdr-call:hover{background:var(--navy);color:#fff}
.hdr-call svg{width:16px;height:16px;fill:currentColor}

/* Buttons */
.btn{display:inline-block;font-family:var(--head);font-weight:600;font-size:.95rem;text-decoration:none;
  padding:13px 24px;border-radius:var(--radius);border:2px solid transparent;cursor:pointer;transition:background .15s,color .15s,border-color .15s;line-height:1.2}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-2);color:#fff}
.btn-gold{background:var(--gold);color:#072A38}
.btn-gold:hover{background:var(--gold-dark);color:#072A38}
.btn-outline{border-color:#fff;color:#fff;background:transparent}
.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-outline-navy{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-outline-navy:hover{background:var(--navy);color:#fff}
.btn:disabled{opacity:.6;cursor:wait}

.hero{position:relative;color:#fff;background:#0B3B4F url("assets/hero-poster.jpg") center/cover no-repeat;overflow:hidden}
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.hero::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(100deg,rgba(7,42,56,.88) 0%,rgba(11,59,79,.7) 45%,rgba(14,124,138,.25) 100%)}
.hero .skyline{position:absolute;right:0;bottom:0;width:min(760px,62%);opacity:.22;pointer-events:none}
.hero .wrap{position:relative;z-index:2;padding-top:96px;padding-bottom:110px}
.hero h1{color:#fff;max-width:680px}
.hero .lead{font-size:1.15rem;color:#DCE6F2;max-width:600px;margin-bottom:30px}
.hero .ctas{display:flex;gap:14px;flex-wrap:wrap}
.hero .kicker{display:inline-block;color:#7FDCD3;font-family:var(--head);font-weight:600;margin-bottom:14px;font-size:1rem}

/* Quick action strip */
.quick{margin-top:-52px;position:relative;z-index:2}
.quick-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
.quick a{display:flex;gap:14px;align-items:flex-start;padding:24px 22px;text-decoration:none;color:var(--text);border-right:1px solid var(--line)}
.quick a:last-child{border-right:0}
.quick a:hover{background:var(--sky)}
.quick strong{display:block;font-family:var(--head);color:var(--navy);font-size:1rem;margin-bottom:2px}
.quick span{font-size:.88rem;color:var(--muted);line-height:1.45}
.icon{flex:none;width:44px;height:44px;border-radius:50%;background:var(--sky);display:grid;place-items:center}
.icon svg{width:22px;height:22px;stroke:var(--navy);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

/* Sections */
.section{padding:84px 0}
.section.alt{background:var(--bg-alt)}
.section.navy{background:var(--navy);color:#DCE6F2}
.section.navy h2,.section.navy h3{color:#fff}
.section-head{max-width:720px;margin-bottom:44px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head p{color:var(--muted);font-size:1.05rem}
.section.navy .section-head p{color:#C9D5E4}
.rule{display:block;width:56px;height:3px;background:var(--gold);margin:0 0 18px}
.center .rule{margin-left:auto;margin-right:auto}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:40px;align-items:start}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px;box-shadow:0 2px 6px rgba(11,59,79,.04)}
.card .icon{margin-bottom:16px;width:54px;height:54px}
.card .icon svg{width:26px;height:26px}
.card p{color:var(--muted);margin-bottom:.8em}
.card a.more{font-family:var(--head);font-weight:600;font-size:.9rem;text-decoration:none}
.card a.more:hover{text-decoration:underline}

/* Why us */
.checks{list-style:none;padding:0;margin:0}
.checks li{position:relative;padding-left:34px;margin-bottom:14px}
.checks li::before{content:"";position:absolute;left:0;top:4px;width:20px;height:20px;border-radius:50%;
  background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' fill='none' stroke='%23072A38' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat}
.section.navy .checks li{color:#DCE6F2}
.panel{background:var(--navy-2);border-radius:var(--radius);padding:34px}
.panel h3{color:#fff}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;counter-reset:step;list-style:none;padding:0;margin:0}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 26px;position:relative}
.steps li::before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;
  background:var(--navy);color:#fff;font-family:var(--head);font-weight:700;margin-bottom:14px}
.steps h3{font-size:1.05rem}
.steps p{color:var(--muted);margin:0;font-size:.95rem}

/* Alert / wire fraud */
.fraud{background:var(--red-bg);border:1px solid #FECDCA;border-left:6px solid var(--red);border-radius:var(--radius);padding:28px 30px;display:flex;gap:22px;align-items:flex-start}
.fraud svg{flex:none;width:40px;height:40px;fill:none;stroke:var(--red);stroke-width:1.8}
.fraud h2,.fraud h3{color:var(--red);margin-bottom:.4em}
.fraud p{margin-bottom:.6em}
.fraud .btn{margin-top:6px}

/* CTA band */
.cta-band{background:linear-gradient(90deg,var(--navy-3),var(--navy-2));color:#fff;padding:60px 0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 6px}
.cta-band p{color:#C9D5E4;margin:0}
.cta-band .ctas{display:flex;gap:12px;flex-wrap:wrap}

/* Page header (inner pages) */
.page-hero{background:linear-gradient(100deg,rgba(7,42,56,.93),rgba(15,84,104,.78)),url("assets/hero-poster.jpg") center 60%/cover no-repeat,var(--navy);color:#fff;padding:64px 0 58px;position:relative;overflow:hidden}
.page-hero .skyline{position:absolute;right:0;bottom:0;width:min(560px,55%);opacity:.14;pointer-events:none}
.page-hero h1{color:#fff;margin-bottom:.3em;position:relative}
.page-hero p{color:#C9D5E4;max-width:680px;font-size:1.08rem;margin:0;position:relative}
.crumbs{font-size:.85rem;color:#9FB3CB;margin-bottom:12px;position:relative}
.crumbs a{color:#C9D5E4;text-decoration:none}
.crumbs a:hover{text-decoration:underline}

/* Prose */
.prose{max-width:780px}
.prose h2{margin-top:1.6em;font-size:1.6rem}
.prose h2:first-child{margin-top:0}
.prose h3{margin-top:1.4em}
.prose ul{padding-left:1.2em}
.prose li{margin-bottom:.4em}
.layout-side{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:56px;align-items:start}
.sidebar{position:sticky;top:110px;display:grid;gap:22px}
.sidebar .card h3{font-size:1.05rem}
.side-cta{background:var(--navy);color:#DCE6F2;border:0}
.side-cta h3{color:#fff}
.side-cta p{color:#C9D5E4}

/* Tables */
table{width:100%;border-collapse:collapse;font-size:.95rem}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-family:var(--head);font-weight:600;color:var(--navy);background:var(--bg-alt)}
td.num,th.num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius)}
.table-wrap table th:first-child,.table-wrap table td:first-child{padding-left:18px}

/* FAQ */
.faq details{border:1px solid var(--line);border-radius:var(--radius);background:#fff;margin-bottom:12px}
.faq summary{cursor:pointer;padding:18px 52px 18px 22px;font-family:var(--head);font-weight:600;color:var(--navy);list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--blue);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details > div{padding:0 22px 18px;color:var(--muted)}
.faq details > div p:last-child{margin:0}

/* Forms */
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}
.form fieldset{border:0;padding:0;margin:0 0 26px}
.form legend{font-family:var(--head);font-weight:700;color:var(--navy);font-size:1.1rem;margin-bottom:14px;padding:0;border-bottom:2px solid var(--gold);padding-bottom:6px}
.fields{display:grid;grid-template-columns:repeat(2,1fr);gap:16px 20px}
.fields .full{grid-column:1/-1}
label{display:block;font-weight:600;font-size:.9rem;color:var(--navy);margin-bottom:6px}
label .opt{font-weight:400;color:var(--muted)}
input,select,textarea{width:100%;font:inherit;font-size:.98rem;color:var(--text);padding:11px 13px;border:1px solid #C3CDD8;border-radius:var(--radius);background:#fff}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(18,123,202,.18)}
textarea{min-height:110px;resize:vertical}
.radio-row{display:flex;flex-wrap:wrap;gap:10px}
.radio-row label{display:flex;align-items:center;gap:8px;font-weight:500;border:1px solid #C3CDD8;border-radius:var(--radius);padding:9px 14px;cursor:pointer;margin:0;color:var(--text)}
.radio-row input{width:auto;margin:0}
.radio-row label:has(input:checked){border-color:var(--navy);background:var(--sky)}
.form-note{font-size:.85rem;color:var(--muted);margin-top:12px}
.form-msg{margin-top:14px;font-weight:600}
.form-msg.ok{color:#067647}
.form-msg.err{color:var(--red)}
.hp{position:absolute;left:-9999px}

/* Calculator */
.calc{display:grid;grid-template-columns:380px minmax(0,1fr);gap:34px;align-items:start}
.calc .form{padding:28px}
.calc .field{margin-bottom:18px}
.money{position:relative}
.money::before{content:"$";position:absolute;left:13px;top:50%;transform:translateY(-50%);color:var(--muted)}
.money input{padding-left:26px}
.result-total{display:flex;justify-content:space-between;align-items:baseline;background:var(--navy);color:#fff;border-radius:var(--radius) var(--radius) 0 0;padding:20px 22px}
.result-total span{font-family:var(--head);font-weight:600}
.result-total strong{font-family:var(--head);font-size:1.7rem}
.results .table-wrap{border-top:0;border-radius:0 0 var(--radius) var(--radius)}
.payer{font-size:.82rem;color:var(--muted);display:block}
.disclaimer{font-size:.85rem;color:var(--muted);margin-top:16px}

/* Contact blocks */
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{display:flex;gap:14px;margin-bottom:20px;align-items:flex-start}
.contact-list strong{display:block;font-family:var(--head);color:var(--navy)}

/* Footer */
.site-footer{background:var(--navy-3);color:#AFC0D4;font-size:.92rem;padding:64px 0 0}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px}
.site-footer h4{color:#fff;font-size:1rem;margin-bottom:16px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:9px}
.site-footer a{color:#DCE6F2;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.footer-logo{height:110px;width:auto;margin-bottom:16px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:48px;padding:22px 0;font-size:.82rem;color:#8EA3BC}
.footer-bottom p{margin:0 0 .5em}

@media (max-width:1060px){
  .menu-btn{display:block}
  .header-actions{display:flex}
  .site-header .wrap{justify-content:flex-start;gap:14px}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:10px 24px 20px;box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .nav .btn{margin:10px 0 0;text-align:center}
  .quick-grid{grid-template-columns:repeat(2,1fr)}
  .quick a:nth-child(2){border-right:0}
  .quick a:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .layout-side{grid-template-columns:1fr}
  .sidebar{position:static}
  .calc{grid-template-columns:1fr}
}
@media (max-width:760px){
  .grid-3,.grid-2,.steps{grid-template-columns:1fr}
  .fields{grid-template-columns:1fr}
  .quick{margin-top:0}
  .quick-grid{grid-template-columns:1fr;border-radius:0;box-shadow:none;border-bottom:1px solid var(--line)}
  .quick a{border-right:0;border-bottom:1px solid var(--line)}
  .hero .wrap{padding-top:64px;padding-bottom:72px}
  .section{padding:60px 0}
  .utility .wrap{justify-content:center;padding-top:6px;padding-bottom:6px}
  .utility .contact-items{gap:14px;justify-content:center}
  .utility .contact-items > span:last-child{display:none}
  .utility .wrap{gap:4px}
  .fraud{flex-direction:column}
  .footer-grid{grid-template-columns:1fr}
  .form{padding:24px 20px}
  .brand img{height:56px;margin:6px 0}
  .brand-tag{display:none!important}
  .hdr-call span{display:none}
  .hdr-call{padding:10px 12px!important}
  .site-header .wrap{min-height:72px}
}
@media (min-width:820px) and (max-width:1060px){.brand-tag{display:block}}
@media (max-width:440px){.po-long{display:none}}
@media (prefers-reduced-motion:reduce){.hero-video{display:none}html{scroll-behavior:auto}*{transition:none!important}}